About Us

Owing to regulatory requirements,

We have just Changed Our NAME,

But not Our PASSION!!

is now

[PROSPERTIVE is a unique adjective – it’s a business name derived by combining the words Prosper and Prospective.

The meaning of the word Prosper are clear – be financially successful or to succeed or be successful.

The name gets extra resonance by evoking the word Prospective – relating to or effective in the future Or likely to happen at a future date. 

The unique combination of these words makes the name “Prospertive” – which denotes the ambition, drive, and a determination to succeed financially and move towards positive and progressive future. ]

A Warm Welcome to You from Prospertive Associates LLP

Pioneer Wealth Management (PWM) was established in the year 1972 by Mr. Ashok Shah, and was later renamed as Prospertive Associates (“Prospertive”) in 2020 owing to regulatory changes in the country.

The motto of Prospertive Associates is to provide excellent and timely services to our valuable clients through our well trained and professional team. Prospertive Associates is AMFI registered Mutual Fund Distributor.

Prospertive offers expertise in below products

Mutual Funds

Life Insurance

General Insurance

Fixed Deposits

Bonds

Prospertiveassists their clients on various aspects of financial deployment which encompasses across scenarios such as

  • Meeting financial requirements forchildren’seducation and marriage
  • Creating provision for retirement and medical emergencies
  • Risk provisioning forearning member of the family

Prospertive Associates also offers the client the digital convenience through various digital properties such as www.prospertive.com and Prospertive Apps on smartphones.

Our experts at Prospertive Associates follow a methodical approach in serving their clients

  • Profiling: Understand the demographics of the client and their family (background, number of family members, number of dependents, age profiling of family members, and aspirations of younger generations)
  • Current Financial Position: Understand the clients (and their family) incomes and current & future obligations. This also entails understanding the client’s current portfolio of financial investments and insurances.
  • Goal Setting: Understanding the client’s short term, mid-term and long term financial goals
  • Risk Profiling: Understand the client’s appetite for risk, the returns expectations and the clients’ psyche with the financial investment world
  • Needs Profiling: Based on the deeper understanding of the client’s background and their needs, Prospertive helps client in profiling and realising their needs, and the ways to achieve their financial goals
  • Financial Deployment Strategy: Based on the time-bound goals, Prospertive helps clients in strategizing their investment outlay - this could be channeling their investments in mutual funds, insurance products and other investments avenues
  • Investment Monitoring – Post the execution of the investment strategy, Prospertive helps clients in monitoring their investments from time to time with the help of digital properties such as website and apps
  • Regular Portfolio Review – Prospertive assists their clients in periodic review of investment portfolio and assists the client in the rebalancing their portfolio or asset allocation

Core Value

  • Personal Touch Committed to make ProspertiveAssociates one of the world's most trusted, respected, admired brand.
  • Commit to the Virtuous Circle - continuous learning, experience, expertise, business and people are mutually reinforcing drivers of success
  • Live our values – transparency, quality, integrity, everywhere and always.
  • Building Values - for our customers, associates and employees.
  • Consistent innovation - products, technology and business processes; purposeful change and constant upgrading.
  • Build Best Talent - attract, develop, motivate and retain the best diverse talent; insist on seamless teamwork.
  • Result driven – flawless execution & commit to action and results.